Incentive Savings Account

An ideal account if you have $5000 or more to invest. For deposits over $5000 this special savings account rewards you with a higher rate of interest than the Personal Savings Account. The interest is tiered so the more you save, the higher the rate of interest you earn.

Features at a Glance

Minimum Balance

$5000

Interest Calculated

Daily

Tiered Interest Rates

Yes

Interest Credited

Monthly

Debit Interest

Monthly

Funds Availability

At Call

Statement

Yes

Cheque Facility

Overdraft Facility

ATM Access Card

Yes

Internet Banking

Yes - FREE¹

Phone Banking

Yes - Local call

Over Counter Deposits*

Yes

Direct Credit/Debit

Yes

Periodical Payments

Yes

BPAY

Yes

FREE Sub Accounts

Yes

*As well as any Westpac branch using a BCU deposit book

1 For BCU & BCU Direct Members only. Telecommunications costs and Internet Service Provider charges will apply. Access is subject to system availability and server maintenance program.

Interest Rates

For full details of BCU's current interest rates click here (PDF format, requires Adobe Reader which can be downloaded for free.)