Personal

Personal Loans
Do you need a holiday? Are you in the market for a new car? Or maybe your debts are out of control and you need to consolidate them into a single loan.

A BCU personal loan could help get you on your way sooner.

At BCU we have a variety of unsecured and secured personal loans for just about any worthwhile purpose. And securing your BCU personal loan with assets, such as your house or car, means you may be eligible for an even lower interest rate.

A personal overdraft is available to cover personal expenditure, with the minimum overdraft amount available $500. The overdraft amount can be accessed via cheque book, direct debit and CueCard and provides flexibility when spending fluctuates for example while on an overseas holiday.

For more information talk to BCU Direct today on 1300 228 228.

Features at a Glance

Interest RateVariable
CalculatedDaily
ChargedMonthly in arrears
TermMaximum 10 years
PaymentsWeekly, fortnightly or monthly
Additional RepaymentsYes
Redraw FacilityYes
Offset FacilityNo
SecurityVarious
Minimum Amount$2,500
Repayment MethodPrincipal & interest only
PurposePersonal

Special Car Loans

Interest RateVariable
CalculatedDaily
ChargedMonthly in arrears
TermMaximum 7 years. Motor vehicle must be less than 3 years old.
PaymentsWeekly, fortnightly or monthly
Additional RepaymentsYes
Redraw FacilityYes
Offset FacilityNo
SecurityVarious
Minimum Amount$2,500
Repayment MethodPrinciple & interest only
PurposeMotor vehicle purchases. Excludes business purposes.

Interest Rates

For full details of BCU's current interest rates click here (PDF format, requires Adobe Reader which can be downloaded for free.)

 

On-Line Application Declaration

Click here for Today's Interest Rates click here for todays comparison rates