Personal Loans

Do you need a holiday? Are you in the market for a new car? Or maybe your debts are out of control and you need to consolidate them into a single loan.

A BCU personal loan could help get you on your way sooner.

At BCU we have a variety of unsecured and secured personal loans for just about any worthwhile purpose. And securing your BCU personal loan with assets, such as your house or car, means you may be eligible for an even lower interest rate.

A personal overdraft is available to cover personal expenditure, with the minimum overdraft amount available $500. The overdraft amount can be accessed via cheque book, direct debit and CueCard and provides flexibility when spending fluctuates for example while on an overseas holiday.

For more information talk to BCU Direct today on 1300 228 228.

Features at a Glance

Interest Rate

Variable

Calculated

Daily

Charged

Monthly in arrears

Term

Maximum 10 years

Payments

Weekly, fortnightly or monthly

Additional Repayments

Yes

Redraw Facility

Yes

Offset Facility

Security

Various

Minimum Amount

$2,500

Repayment Method

Principal & interest only

Purpose

Personal

Interest Rates

For full details of BCU's current interest rates click here (PDF format, requires Adobe Reader which can be downloaded for free.)

* Loans subject to assessment criteria. Fees and Charges may apply. Terms and Conditions available on request. Fees and charges may apply when re-financing. Penalty fees apply for early payout on a fixed rate loan.