Investment Loans

As a nation Australians love to invest. A BCU investment loan is specifically designed to allow you to use the equity in your home to purchase shares or other investments.

Compare loans, estimate your repayments, calculate the impact of extra repayments, see how much you’re paying off your loan principal and find out which suburbs you can afford to buy in. Click here to access our helpful online calculators.

Features at a Glance

Interest Rate

Variable or fixed

Calculated

Daily

Charged

Monthly in arrears

Term

Maximum 40 years

Payments

Weekly, fortnightly or monthly

Additional Payments

Yes; penalties may apply for additional repayments during the fixed rate period

Redraw Facility

Yes; variable (principal and interest only)

Offset Facility

Yes; variable only

Security

Mortgage over residential property

Repayment Method

Principal & interest; interest only (maximum 5 years)

*BCU also offers low-doc loans. If you are self-employed, a low-doc, fixed-rate, owner-occupied home loan could suit you (subject to lender's mortgage insurance and residential security).

Interest Rates

For full details of BCU's current interest rates click here (PDF format, requires Adobe Reader which can be downloaded for free.)

* Loans subject to assessment criteria. Fees and Charges may apply. Terms and Conditions available on request.