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Whether you want to buy, build, invest or refinance, a fixed rate home loan let's you know where you stand with your repayments. BCU's fixed rate home loan could be the one for you!* Features at a Glance | | Interest Rate | Fixed for 1, 3 or 5 years then variable for the rest of the term | | Calculated | Daily | | Charged | Monthly | | Term | Maximum 40 years | | Payments | Weekly, fortnightly or monthly | | Additional Payments | Yes; penalties may apply for additional repayments during the fixed rate period | | Offset Account | Not during fixed rate period | | Redraw Facility | Not during fixed rate period | | Break Costs | Payable if prior to the expiry of any fixed rate period (a) you make any early repayment in respect of your loan without our approval or (b) we agree to a request by you to vary the annual percentage rate. This fee is payable immediately prior to the repayment or variation being made. | Repayment Method
| Principal and interest; interest only (during the fixed rate period) |
* You may be able to borrow up to 95% of the value of the property and up to 90% of the value of land (lenders' mortgage insurance required).
BCU also offers low-doc loans. If you are self-employed, a low-doc, fixed-rate, owner-occupied home loan could suit you (subject to lender's mortgage insurance and residential security).
Interest Rates For full details of BCU's current interest rates click here (PDF format, requires Adobe Reader which can be downloaded for free.) * Loans subject to assessment criteria. Terms, conditions, fees and charges apply. |
