Why bcu?

Fair go banking is for everyone.

bcu provides fair go banking to kids, students, households and businesses across our region by providing access to loans, savings, transaction and investment products with fairer fees and flexible features and great service. We strive to ensure our interest rates are competitive while still offering the extras you need, and other tangible benefits like access to our member discount program, bcu m2m and providing free, online tutoring to kids and students through our yourtutor program.

Our store and atm network spans from Port Macquarie to south-east Queensland, with our banking products and services catering to the varied needs across our region. We may have grown, but we continue in the tradition of the business men and women who founded bcu in the 1970s, that is, to provide a fair go banking alternative.

Want to switch? We’ll help!

We’ve prepared an Account switching guide, Change of financial institutuion & account details form and a letter for you to use to make it easy to switch. For more information visit the Australian Payments Clearing Association (APCA) website.

Adult and business members apply for one redeemable preference share at an issue price of $10, deferred in full until otherwise determined by the Board of bcu. Those under 18 years of age apply for one redeemable preference share at an issue price of $10, partly paid to $2, deferred in full until otherwise determined by the Board of bcu. You remain a member of bcu as long as you continue to use our banking services.

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Copyright 2013. Banking products issued by Bananacoast Community Credit Union Ltd ABN 50 087 649 750 AFSL 241077 Australian Credit Licence Number 241077. bcu is not responsible for any websites you access from www.bcu.com.au. bcu’s registered office is located at Level 2, 144-148 West High Street, Coffs Harbour, NSW 2450; PO Box 1563, Coffs Harbour, NSW 2450. This website contains general advice and has been prepared without taking into account your objectives, financial situation or needs. Therefore, you should consider whether this advice is appropriate for you and read the Terms and Conditions, Fees and Charges Schedule and Financial Services Guide before acquiring any basic deposit product. Loans available to approved applicants only. Normal lending criteria, terms and conditions apply. Interest rates, fees and charges are payable and are subject to change without notice. Please read bcu’s Credit Guide and Schedules of Fees and Charges for home loans and personal loans before acquiring a bcu loan or credit product.