Our home loan comparison calculator is versatile. It can help you with simple comparisons between two different BCU Bank home loans. It can also help you see just how much money you could save if you refinance your existing home loan to us. Our calculator takes the hassle out of comparing, by allowing you to look at two different home loans side-by-side, and see all the key differences at a glance.
How to use our home loan comparison calculator
Want to size up two different home loans with identical specs, like a $500,000 loan over 25 years? Piece of cake. But why stop there? You can adjust the interest rate to see how your repayments and how much you'll pay in interest can change over the life of your loan, or the difference making extra payments can make.
Our home loan comparison calculator isn't just good for comparing rates and repayments though. It can also show you how you could potentially save money on your home loan. Already got a home loan elsewhere or curious about the perks of refinancing? You're not alone. Our calculator can show you how much you could save by refinancing to a BCU Bank home loan. All you need to do is enter your current loan details on one side, pick your preferred home loan product on the other, and voila! The numbers speak for themselves.
Other handy home loan calculators
Maths not your thing? Not a problem – we've got a range of handy calculators to make things simple.
Home loan repayment calculator
Home loan key fact sheet
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Got a question about comparing home loans?
There are many things to consider when working out how much you can borrow including your income, regular expenses and any existing loans you need to make repayments on.
That’s where our home loan borrowing calculator comes in.
Just provide us with a few quick details about your income and spending – like how much you get paid, your regular expenses and bills, and any loans or credit cards you've got – and our calculator will give you with an estimate of how much you could borrow to buy a home.
You can use the compare table on our home loan pages to compare interest rates and key features of our home loan products.
Another option is to use our home loan comparison calculator to easily see a side-by-side comparison of our home loans, taking into account factors such as the interest rate, the loan value and term, whether you're looking at a fixed or variable rate, and whether you're an owner occupier or investor.
There are also comparison websites available such as Canstar, Mozo and Info Choice to help you compare your P&N Bank home loan with different lenders in market, but keep in mind not all available home loans will be shown on each site.
Most of our existing home loan customers can switch to another of our home loans, however there are some exceptions.
To confirm your eligibility, please call us on 1300 228 228 and speak with one of our experienced home loan specialists.
We are happy to review your current home loan rate to ensure you're on the best product for your situation. Please call us on 1300 228 228 to speak with one of our experienced home loan specialists.
Important information
Banking and Credit products issued by Police & Nurses Limited (BCU Bank).
Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms and conditions, fees and charges apply.
The results from this calculator should be used as an indication only. Figures provided are for illustrative purposes only and are based on the information provided. Results will vary depending on the applicant’s residential location. The calculations do not take into account any product features or fees and charges that may be charged to your loan or fees such as Lenders Mortgage Insurance, which if applicable will add to the cost of your loan and repayments. Results do not represent a quote or pre qualification for a loan. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.
Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. For variable Interest Only loans, comparison rates are based on an initial 3 year Interest Only period. For fixed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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