About BCU

What is a Credit Union?


A Credit Union is a financial co-operative serving members with a common interest

Credit unions provide:

  • Personal, home & investment loans
  • Investment accounts
  • Business banking
  • Budgeting sub-accounts
  • Community fundraising accounts
  • Superannuation options
  • Transaction accounts
  • Agri-banking
  • ATMs
  • Internet & phone banking
  • Access to insurance & wealth creation services

Credit unions like BCU serve to “recycle” money through the local economy – with deposits used to invest in local business and fund loans to local families; creating local jobs and contributing to the sustainability of business and industry in local communities.

We do it with local knowledge, friendly staff and a community conscience

Credit unions:

  • offer financial services to more than three-and-a-half million Australians
  • are recognised as Approved Deposit Taking Institutions under the Banking Act
  • are regulated by the Australian Prudential Authority (APRA)